Survive a Fire with New York Home Insurance
Oh man, another commercial. Of course we can all remember when Smokey the Bear interrupted our program to briefly teach us about fire safety. Smokey the Bear has been preaching fire safety for years—yet no matter how many times he can explain to us how to avoid a fire, they happen every day! Even the most cautious individual may face a fire issue. The truth is, a lot of fires are out of our hands. It’s important to make sure your family has an escape plan, a smoke alarm system, and New York home insurance for starters. Why? This is our cue to show you exactly what we have learned from Smokey!
#1: Smoke alarm system. All homes should have a smoke alarm system in the house that is loud enough for everyone to hear. Install them on every level of your home, especially outside of bedrooms. It’s important that you check the battery life to make sure they are constantly working.
#2: Escape route. No, one isn’t enough! Practice escape routes with your family at least once a month. Start with a basic escape route but also plan for more difficult options. The place of the fire is not going to be in your favor.
#3: New York Home Insurance. No, a fire does not mind taking out all of your possessions—it doesn’t mind burning your entire life at that. At Carter-MGM, we know that losing everything may seem like the end all, but with our New York homeowner insurance policies you will feel more at ease. Typically, a basic New York home insurance policy will cover the following: the structure of your home, replacement costs, personal possessions (up to a set limit), living expenses in case of a disaster and liability. Any additional policies can be discussed as well.
#4: Have a fire extinguisher: Use only on small fires! Everyone should know how to work a fire extinguisher in case of an accident. Maybe the toaster went up in flames while your Pop-tart was toasting? Store one in a safe spot that is easily accessible.
Don’t let a sudden fire consume your worries. No one deserves to lose everything they have in a few burning minutes. Contact us if you live in surrounding NY areas or Poughkeepsie. Home insurance could save your life! Visit our Virtual Insurance Office for your free quote today.
