Companies We Represent:

Travelers New York Central Mutual Kemper Auto & Home National Grange Mutual Sterling

Foremost Hartford Tower Eastern Mutual Peerless Farmers

Coverages: Broad Form HO-2, Special Form HO-3, and HO-7

     Coverage A
          Dwelling (your residence)

     Coverage B
          Other Structures (private outbuildings located on premises)

     Coverage C
          Personal Property (at home and away)

     Coverage D
          Loss of Use (extra living expenses after a disaster)

     Coverage E
          Personal Liability (damage to property of others and bodily injury arising from
          personal activities at or away from home)

HO-3/15 & HO-7: Affords you "All Risks" coverage on your dwelling and contents

We also offer Tenants/Renters and Condo Policies
 

Did you know?
     Flood Coverage is not covered under the standard homeowners policy.
     A separate policy is needed.

Helpful Hints:
     Discounts are available for smoke detectors, deadbolt locks, alarm systems, and
     fire extinguishers.

     Consider insuring your home and personal property for their replacement cost value.
     Without replacement cost, you would receive the depreciated value minus any
     deductible applying to your policy.