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Business Insurance
Workers compensation insurance
Business insurance
Business is unpredictable...Buying insurance shouldn't be.

By most accounts, the goal of doing business is maximizing profits, while minimizing costs. This means making strategic plans that account for expected costs and delineate actionable plans that shrewdly reinvest the profits. Keeping costs to an acceptable level entails finding affordable, comprehensive business insurance that can reduce the cost of unexpected losses, like natural disasters, lawsuits, employee injuries, and more.


State regulations will determine basic insurance requirements. Among the commonly required policies are workers compensation, unemployment, and disability insurance.

Business Insurance packages can include any of the following:


Business Owners Policies (BOP)

Worker's Compensation Insurance

General Liability Insurance

Errors & Omissions

Commercial Auto Insurance

Commercial Property Insurance

Group Benefits

Profressional Liability

Contact Us


At Carter-MGM Insurance Agency, we understand the importance of having affordable, comprehensive business coverage in place- no matter how big or small the business may be. We can identify the required NY state policies and suggest more comprehensive and affordable business insurance solutions. Contact us today at or give us a call at 845-454-1500.

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