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Purchasing home insurance in New York can get confusing, and at Carter-MGM Insurance Agency we understand this.


If you are shopping for homeowners insurance in Hyde Park, Highland, Lagrange, Fishkill or any part of the Hudson Valley then listen closely...

Although you are not legally required to purchase homeowners insurance as you are with auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners in the greater Hudson Valley area. If you are faced wih the sometimes daunting task of shopping for New York homeowners insurance, don't fret! Carter-MGM Insurance Agency is an independent insurance agency that will shop multiple carriers to get you the best home insurance policy available to you!


Homeowner's coverage doesn't have to be difficult to understand. Typically, a basic New York home insurance policy will cover the following:


  • The structure of your home

  • Replacement costs

  • Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability


The needs of every home owner are different and your policy for home insurance should reflect that. The producers at Carter-MGM Insurance Agency will create a homeowners insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowners insurance policy options.

Homeowners Insurance
Homeowners home insurance
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